AVP- MIS & Reporting- Credit Risk

First Abu Dhabi Bank (FAB)

Policies, Systems, Processes & Procedures

  • Follow all relevant departmental policies, processes, standard operating procedures, and instructions so that work is carried out in a controlled and consistent manner.
  • Always demonstrate compliance to organization’s values and ethics to support the establishment of a value drive culture within the bank.

Continuous Improvement

Participate in the identification of opportunities for continuous improvement of the process. Collaborate within Risk and partner with Business, Credit, Finance, Relations and IT to improve/streamline the systems/processes.

Specific Accountability

Consumer Banking and Private Banking – Credit Risk:

  • Assist in review and analysis of credit risk policies Credit Policies, Product Programs, RACs, C2P2 from Credit Risk prospective in coordination with respective credit team and product representative of business.
  • Identify credit risk emanating from existing as well as new products that are being launched.
  • Assist in Carry out thematic portfolio stress testing/scenario analysis by providing relevant data.
  • Producing Assets Quality parameters, Impairments, CoR and provision coverage for different products across the line of business.

IFRS 9 Reporting:

  • Assist in preparation of IFRS9 related financial disclosures to be provided to Group Finance for inclusion in quarterly/annual financial statements.
  • Responsible for preparation of IFRS 9 related data/reports to be submitted to regulatory authorities.
  • Liaise with group finance to ensure accuracy in reporting of the IFRS9 provisions, NPL and impairment charge numbers at the FAB level and ensuring resolution to discrepancies wherever necessary.

Credit Risk Reporting and Analysis:

  • Preparation of reports to monitor credit quality of the portfolio across lines of business.
  • Assist in the development and maintenance of credit risk data base to ensure timely availability of data for analysis, forecasting and decision making.
  • Assist the development of automated dashboards for the respective Lines of Business and ensure proper dashboards are built for decision making and performance management.
  • Assist in development of automated dashboards for the respective Lines of Business and ensure proper dashboards are built for decision making and performance management.
  • Engage with ITD and other relevant departments to streamline processes and improve efficiency across the bank.

Qualifications

Minimum Qualification

Bachelor’s degree in accounting, statistics, economics or related discipline.

Minimum Experience

5 years’ relevant experience in the finance sector in similar position

Additional Information

The overall responsibilities of this position are vital within Group Credit Risk team covering areas relating to Consumer Banking and Private Banking Portfolio including handling the Credit Risk Reporting, analysis and regulatory aspects such as Asset Quality, Impairment, provision adequacy and credit portfolio monitoring & reporting. The role holder’s primary responsibilities include:

  • Assist in development of various Scoring Model relating to Personal Banking Group.
  • Analysis of Assets Quality, Impairment Charge, Coverage and COR by business segment for CB and PB .
  • Preparation of detailed monthly dashboards by business segments/products.
  • Maintain Risk data base for robust monitoring and Reporting of Credit Risk.
  • Assist to improve the overall process, including automation.

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